Welcome to El Dorado County! I do hope you find information here that will help you to find a home in the Placerville area.
I help buyers find the perfect home in several ways. First, I've added area information to my website so you can see the different communities of Diamond Springs, El Dorado, Camino, Shingle Springs, Rescue, Cameron Park, and more. Each of these different areas add to the wonderful flavor of our county. Once you get an idea of the county's geography, I help you narrow down where in the county would work best for you, based on commute needs, terrain preferences, climate preferences, etc. I can also recommend local lenders that will make your search much easier than dealing with distant or internet lenders because they understand the local market better and can smooth out your transaction.
Once we know what part of the county you'd like to live and what your price range is, I can begin sending you listings by email. I pride myself on giving personal service and being proactive in helping you with your home search.
Here is some additional information that you may find helpful:
How I Can Help
Before you start looking
Closing Costs
As Your Agent, I Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
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